Manufactured Homes and Mobile Homes - Whats the Difference?

Prefabricated homes are single-family homes built in a factory after June 15, 1976, in accordance with federal construction standards. According to the Construction and Safety Technology Institute, prefabricated homes are constructed as single-family homes with units of at least 320 square feet in a permanent chassis. The placement of each unit in a permanent chassis is done to guarantee the portability of the whole life of the home. The prefabricated houses are built in units or sections and qualify as prefabricated houses due to their compliance with the construction and security standards of prefabricated houses that were put into effect on June 15, 1976. A prefabricated house owner can look for documentation in your prefabricated home. that ensures that your prefabricated house was built with these standards by locating the certification label and / or data plate in your prefabricated home.

According to IBTS, "the data plate includes the manufacturer's certification that the home is designed in accordance with the construction and safety standards of the US Department of Housing and Development in effect at the time it was manufactured. , plumbing, electricity, fire safety and other aspects of the home The data plate includes the date of manufacture, name and address of the manufacturing plant, manufacturer's serial number and model, a list of certification labels applied to the home , main equipment, roof load, heating / cooling and information of the wind area ". The data plate can usually be found near the main electrical panel of the prefabricated house or the closet door of the master bedroom, the laundry door or the laundry, inside a kitchen cabinet or on the back of the door. a closet. The certification label also contains important information about the prefabricated house. "The certification label is permanently affixed to the exterior of each transportable section" and also serves as the manufacturer's certification that the sections of origin were constructed in accordance with the Construction and Safety Standards of the US Department of Housing and Urban Development. UU All transportable sections of prefabricated houses built in the USA. UU After June 15, 1976 they must contain both the data plate and the certification label.

Mobile homes are defined as homes that were built before June 15, 1976. In fact, it was not until 1982 when federal and California laws were amended to replace the term "Mobile Home" with "Prefabricated Home." The name Mobile Home is still commonly used due to the volume of houses that were built before the 1976 construction standards and the 1982 law changes. A mobile home owner can determine the year in which his house was built by placing the license plate of data or the certification label. as mentioned above, or when placing your Certificate of Title and the Registration Card issued by the Department of Housing at the time of purchase.

Knowing if a house is a mobile home or a prefabricated house is very important when owners of mobile homes or prefabricated homeowners are considering selling their house or obtaining a mobile home loan or a prefab housing loan to refinance, etc. Funding is available for both manufactured homes and mobile homes through companies such as California Manufactured / Mobile Home Finance www.camhf.com, however, the year a house was built has an impact on the terms and the interest rate of a mobile home loan or a prefab home loan in California.

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